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Invest in Ujima
You can invest in the Ujima Fund online or via mail (instructions on page 53). The document below, our Offering Memorandum, describes the risks, regulations, and background of the fund. The Offering Memorandum should be read in its entirety, with careful attention to the Risk Factors (page 11), Description of Notes (39), and Subordination Agreement (77).
HOW TO INVEST IN THE UJIMA FUND
1. Read Ujima's Offering Memorandum. This document describes the risks, regulations, and background of the fund. The Offering Memorandum should be read in it's entirety, with careful attention to the Risk Factors (page 11), Description of Notes (39), and Subordination Agreement (77).
2. Consult the personal finance worksheet if you are unsure of how much to invest.
3. Invest online (multiple payment options available):
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Click the button next to the type of investment you are making.
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Complete and sign all forms via Docusign (Investment Agreement, W-9, and Demographic Information).
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After submitting, select your payment option. (You will see instructions on how to send a check if that is your preferred payment.)
4. OR Invest via mail:
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Click the button next to the type of investment you are making.
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Select the print option on Docusign.
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Complete and sign all forms manually (Investment Agreement, W-9, and Demographic Information).
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Write a check, payable to the Ujima Fund, for the amount you wish to invest in the applicable Notes.
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Send the Investment Agreement and your check to the Ujima Fund [PO BOX 180310 Boston MA 02118].
5. If you have questions, please email invest_at_ujimaboston.com or call 617-446-3914.
PAYMENT INFO
YOUR PAYMENT METHOD:
• We strongly encourage payment via checks.
• If you are using the ACH method (direct bank transfer), there is a $2,000 limit.
• We can only process a limited volume of ACH transactions per week. If you receive an error message then please follow up with us at invest_at_ujimaboston.com.
YOUR TERM START DATE:
If your investment is received by the 20th of the month, your note term will start on the 1st of the following month. If your note is received after the 20th of the month, your note term will start one month from the 1st of the following month.
If you need more time to think about whether you want to invest, we’re always raising donations to secure the investments of working class investors, support our operations and the success of the strategy.
READ MORE ABOUT UJIMA'S DEMOCRATIC INVESTMENT STRATEGY ON OUR FINANCE PAGE.
Contact us with questions about the fund here.
TYPES OF INVESTMENT
Check out quotes from some of our early investors below, to get inspired and consider which type of investment might be best for you!
KUJICHAGULIA
Self Determination
Kujichagulia Notes
Term Length
3 years
Investor Type
Non-Accredited Investors
Residence
Massachusetts ONLY
Investment Amount
$50 - $10,000
Return Target
3%
Annually
Ujima Fund has disabled investments as we have met our 4.5MM deployment capital goal! You can still support the Ujima Fund by donating to the Imani Pool below.
UMOJA
Unity
Umoja Notes for Non-Accredited Investors
Term Length
3 years
7 years
Investor Type
Non-Accredited Investors
Residence
MA, CT, ME, RI, NY and CO only
Investment Amount
$1,000 - $250,000
Return Target
2.0%
3.0%
At Maturity
Ujima Fund has disabled investments as we have met our 4.5MM deployment capital goal! You can still support the Ujima Fund by donating to the Imani Pool below.
UMOJA
Unity
Umoja Notes for Accredited Investors
Term Length
3 years
7 years
Investor Type
Accredited Investors
Residence
Anywhere in
the US
Investment Amount
$1,000 -
$250,000
Return Target
2.0%
3.0%
At Maturity
Ujima Fund has disabled investments as we have met our 4.5MM deployment capital goal! You can still support the Ujima Fund by donating to the Imani Pool below.
NIA
Purpose
Nia Notes
Term Length
7 years
Investor Type
Philanthropic Investors (Accredited Investors only)
Residence
Anywhere in
the US
Investment Amount
$5000+
Return Target
1.5%
Annually
Ujima Fund has disabled investments as we have met our 4.5MM deployment capital goal! You can still support the Ujima Fund by donating to the Imani Pool below.
IMANI
Faith
Imani Gift (Contributions to loss reserve help secure the investments of working and middle class investors)
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Donor Type
Individual Donors or Foundations
Residence
Any location
Gift Amount
$5+
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Ujima Fund has disabled investments as we have met our 4.5MM deployment capital goal! You can still support the Ujima Fund by donating to the Imani Pool below.