INVEST IN UJIMA 

You can invest in the Ujima Fund online or via mail (instructions on page 53).  The document below, our Offering Memorandum, describes the risks, regulations, and background of the fund. The Offering Memorandum should be read in its entirety, with careful attention to the Risk Factors (page 11), Description of Notes (39), and Subordination Agreement (77).

HOW TO INVEST IN THE UJIMA FUND

1. Read Ujima's Offering Memorandum. This document describes the risks, regulations, and background of the fund. The Offering Memorandum should be read in it's entirety, with careful attention to the Risk Factors (page 11), Description of Notes (39), and Subordination Agreement (77).

2. Consult the personal finance worksheet if you are unsure of how much to invest. 

3. Invest online (multiple payment options available):

  1. Click the button next to the type of investment you are making.

  2. Complete and sign all forms via Docusign (Investment Agreement, W-9, and Demographic Information). 

  3. After submitting, select your payment option. (You will see instructions on how to send a check if that is your preferred payment.)

4. OR Invest via mail:

  1. Click the button next to the type of investment you are making.

  2. Select the print option on Docusign.

  3. Complete and sign all forms manually (Investment Agreement, W-9, and Demographic Information).

  4. Write a check, payable to the Ujima Fund, for the amount you wish to invest in the applicable Notes.

  5. Send the Investment Agreement and your check to the Ujima Fund [PO BOX 180310 Boston MA 02118].

5. If you have questions, please email invest_at_ujimaboston.com or call 857-308-4033. 
 

PAYMENT INFO

YOUR PAYMENT METHOD:

We strongly encourage payment via checks.

• If you are using the ACH method (direct bank transfer), there is a $2,000 limit.

• We can only process a limited volume of ACH transactions per week. If you receive an error message then please follow up with us at invest_at_ujimaboston.com.

YOUR TERM START DATE:

If your investment is received by the 20th of the month, your note term will start on the 1st of the following month. If your note is received after the 20th of the month, your note term will start one month from the 1st of the following month.

If you need more time to think about whether you want to invest, we’re always raising donations to secure the investments of working class investors, support our operations and the success of the strategy .

READ MORE ABOUT UJIMA'S DEMOCRATIC INVESTMENT STRATEGY ON OUR FINANCE PAGE

Contact us with questions about the fund: invest_at_ujimaboston.com

TYPES OF INVESTMENT

 

Check out quotes from some of our early investors below, to get inspired and consider which type of investment might be best for you!

Kujichagulia Notes

Investor Type

Non-Accredited Investors

Residence

Massachusetts ONLY

Investment Amount

$50 - $10,000

Return Target

3%

Annually

Term Length

3 years

KUJICHAGULIA

Self Determination

Umoja Notes for Non-Accredited Investors

Investor Type

Non-Accredited Investors

Residence

MA, CT, ME, RI only 

Investment Amount

$1,000 - $250,000

Return Target

2.0% 

3.0%

At Maturity

Term Length

3 years

7 years

Unity

Umoja Notes for Accredited Investors

Investor Type

Accredited Investors

Residence

Anywhere in

the US

Investment Amount

$1,000 - 

$250,000

Return Target

2.0%

3.0%

At Maturity

Term Length

3 years

7 years

UMOJA *ACCREDITED

Unity

Nia Notes 

Investor Type

Philanthropic Investors (Accredited Investors only)

Residence

Anywhere in

the US

Investment Amount

$5000+

Return Target

1.5%

Annually

Term Length

7 years

NIA

Purpose

Imani Gift (Contributes to loss reserve secures the investments of working and middle class investors)

Donor Type

Individual Donors or Foundations

Residence

Any location

Gift Amount

$5+

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IMANI

Faith

 
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